Accepting payments made affordable.
Lower rates, no monthly fees, and no contracts.
Average in-person cost
IC +0.50%
+ 10¢
IC +0.75% +
10¢
¢10Flat
Average in-person cost
IC +0.40% +
10¢
IC +0.60% +
10¢
¢10Flat
We are all about transparency.
We do business with you the way we want people to do business with us,
with honesty and transparency.
$0 Setup Fees
$0 Deposit Fees
$0 Monthly Fees
$0 Cancellation Fees
$0 Statement Fees
$0 Maintenance Fees
Making sure you get paid fast.
Free daily deposits for credit & debit batches
Next business day funding
Fulfill all your payment needs… and then some.
Accept all payment types like a magic
All the tools you need, no monthly fees.
Virtual Terminal
Accept payments online effortlessly with Vynzo’s Virtual Terminal.
Invoicing
Streamline your billing with Vynzo’s easy-to-use invoicing solutions.
Subscription Manager
Effortlessly manage and automate subscriptions with Vynzo’s
Point of Sale
Elevate your sales with Vynzo’s smart and seamless Point of Sale solutions.
Payment Pages
Transform transactions with Vynzo’s secure and customizable payment pages.
Online Checkout
Enhance customer experience with Vynzo’s smooth and secure online checkout.
Reporting
Unlock powerful insights with Vynzo’s comprehensive tracking and reporting tools.
Dev Tools
Easily access Vynzo’s flexible developer tools and API for seamless integration.
Payment solutions made easy.
Level 2/3 Interchange Optimization
We automatically optimize corporate and commercial credit card data to help reduce your interchange fees.
30%
commission on savings
Fraud Defender
Automated logic to help you combat fraudulent transactions.
Included
Payment solutions made easy.
Chargeback disputes
$25 Per occurrence
ACH Rejects
$10 Per occurrence
Frequently asked questions
Transparency, low rates, smart tools, and outstanding service—that’s the Vynzo promise.
We know many merchants have been burned by hidden fees, binding contracts, and poor support from other providers. That’s exactly what we’re here to change.
At Vynzo, we’ve built our reputation by doing things differently. We’re committed to long-term partnerships with our merchants, offering the honest, reliable payment service you’ve been searching for.
Got questions? We’re here to help.
Reach out via email or phone—our dedicated, in-house Vynzo Merchant Experience Specialists are ready to guide you. No commissions. No pressure. Just real answers from real people who care.
Freedom to leave, but reasons to stay.
With Vynzo, you can close your account anytime without penalties. No hidden fees—no setup charges, termination fees, PCI fees, or surprise costs. Just simple, transparent pricing.
Looking for a better way to accept credit and debit card payments—online or in person?
Vynzo is the merchant services partner you’ve been searching for.
We offer a full suite of powerful payment tools and software solutions designed to make getting paid faster, easier, and more reliable for your business.
Fast funding you can count on.
Our network of processors offers next-day funding, depending on the time your transactions are settled.
Transactions processed on weekends or bank holidays are initiated for deposit on the next business day.
Each day, your transactions are batched and deposited to your bank account—net of processing fees—so you get paid quickly and efficiently.
No monthly fees. No hidden charges. Just real support for small business success.
Keep accepting payments online and in-person with great low rates, full access to our merchant tools, and industry-leading support—without paying a single monthly
After your documents and DocuSign signatures are complete, we submit your account and hardware order together.
Shipping typically takes 2–3 business days, but may take up to 5 days in the U.S. and 7 in Canada.
Transparent. Fair. Cost-saving.
With Interchange Plus pricing, you see the true cost of every transaction—plus one low markup. No hidden fees, no surprises.
Learn more on our [Pricing Page] and discover how this model can save you more than flat-rate pricing.
Use your existing bank account—no new account needed.
Sole proprietors may use a personal account, while incorporated businesses and partnerships must use a business account.
Law firms and other specialized businesses can customize deposit and fee flows to meet their requirements.
Absolutely! Our pricing rewards your growth.
As your transaction volume increases, your Interchange Plus margin is reduced automatically—putting more money back in your business.
Check out the full discount tiers on our [Pricing Page]
Get started in minutes—no paperwork, no hassle.
Sign up right from your phone or computer in just 5 minutes. After you submit your business details, one of our account managers will personally assist you with the rest of the process.
